Last Updated: September 1, 2026
By accessing and using the plum-ravine website and enrolling in our educational courses, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services or access our website.
plum-ravine provides financial literacy education through structured courses for children, teenagers, and adults. Our services include:
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
Enrolment in courses requires submission of a completed registration form and payment of applicable fees. Enrolment is confirmed upon receipt of payment and confirmation communication from our team. We reserve the right to refuse enrolment to any individual at our discretion.
Course fees must be paid in full prior to course commencement unless alternative payment arrangements have been explicitly agreed in writing. All prices are quoted in British Pounds and include applicable taxes. Payment may be made through methods specified during the enrolment process.
Full refunds are available for cancellations made at least seven days before the scheduled course start date. Cancellations made within seven days of course commencement are not eligible for refunds. If we cancel a course for any reason, participants will receive a full refund or the option to transfer to an alternative session.
When payment plans are offered, participants must adhere to the agreed payment schedule. Failure to make scheduled payments may result in suspension from course attendance and forfeiture of previously paid amounts.
As a course participant, you agree to:
Participants under 16 years of age must have enrolment completed by a parent or legal guardian. The parent or guardian agrees to these Terms of Use on behalf of the minor participant and accepts responsibility for their conduct during courses.
All content on this website and in course materials, including text, graphics, logos, course curriculum, worksheets, templates, and other materials, is owned by plum-ravine or licensed to us and is protected by copyright, trademark, and other intellectual property laws.
We grant course participants a limited, non-exclusive, non-transferable license to access and use course materials for personal educational purposes only. This license does not permit:
Content provided through our courses and website is for educational purposes only and does not constitute professional financial advice, investment recommendations, or tax guidance. You should not rely on course content as a substitute for professional advice tailored to your specific circumstances.
Financial outcomes depend on numerous factors including individual circumstances, economic conditions, dedication to implementing learned strategies, and external variables beyond our control. We make no guarantees regarding specific financial results from applying course content.
For decisions regarding significant investments, complex tax matters, legal issues, or other specialised financial concerns, we recommend consulting qualified professionals such as financial advisors, accountants, or solicitors.
To the fullest extent permitted by law, plum-ravine and its instructors, employees, and affiliates shall not be liable for:
Our total liability for any claim arising from our services shall not exceed the amount paid by you for the specific course giving rise to the claim.
We reserve the right to terminate a participant's enrolment without refund if they:
When using our website, you agree not to:
Our website may contain links to external websites operated by third parties. We do not control these websites and are not responsible for their content, privacy practices, or terms of use. Accessing third-party websites is at your own risk.
Your use of our services is also governed by our Privacy Policy and GDPR compliance documentation. Please review these documents to understand how we collect, use, and protect your personal information.
We reserve the right to modify these Terms of Use at any time. Updated terms will be posted on this page with a revised date. Continued use of our services after changes constitutes acceptance of the modified terms. Material changes affecting existing course participants will be communicated directly.
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms of Use, together with our Privacy Policy, GDPR documentation, and Cookies Policy, constitute the entire agreement between you and plum-ravine regarding use of our services and supersede all prior agreements and understandings.
For questions about these Terms of Use, contact us at:
plum-ravine
142 Division Street
Sheffield S1 4GH
United Kingdom
[email protected]
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.